What we do

We provide pension and retirement planning advice to individuals who require financial advice in a flexible way, e.g. 'time-poor' professionals.

Our objectives:

  • To provide high quality pension and retirement planning advice
  • To provide it in a flexible way (e.g. over the phone and at unsociable hours, if necessary)
  • To provide it at a discounted cost
Areas of expertise

We advise on all areas of pension and retirement planning, including:

  • Review existing pension arrangements to assess their performance and suitability
  • For those approaching retirement, develop tailored retirement plans
  • For those at retirement, look at the most suitable and tax efficient way of taking benefits
  • For those yet to set up a pension, provide a suitable pension plan recommendation

How is advice given

We can give you advice through the following methods:

  • Telephone
  • Video Calling
  • Email

We appreciate that people work long unsociable hours so if necessary we can arrange meetings around this e.g. early morning / evening calls.

Quality of advice

You will be advised by an experienced industry professional with the following qualifications:

  • Chartered Financial Planner (AFPS)
  • Fellow of the Personal Financial Society (FPS) - Highest level of industry qualification

How much does the advice cost?

Initial Charges

Initial Discussion FREE
Data Gathering FREE
Follow Up Discussion FREE
Analysis / Recommendation Report £450
Implementation of Recommendation £450

Ongoing Servicing

  • This will apply if we set-up a pension plan or take over the servicing of an existing plan
  • We will continue to review the performance and suitability of the pension on an ongoing basis. We will also review your attitude to risk and keep you informed of any legislative changes.
  • Our ongoing servicing fee is 0.50% per annum (minimum £250 per annum)
Do you offer any other services?

We can also advise you on the following areas if required:

  • Investment
  • Protection
  • Estate Planning

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested. The Financial Conduct Authority (FCA) does not regulate on Estate Planning.